警告专家马丁·刘易斯(Martin Lewis), 收入超过10K英镑的英国工人可能因选择退出而失去免费养老金缴款。
UK workers earning over £10K may lose free pension contributions by opting out, warns expert Martin Lewis.
消费者专家马丁·刘易斯警告每年收入超过10 000英镑的英国工人,由于选择不参加养老金汽车注册,正失去“免费资金”,这要求雇主缴纳至少3%的税额加减税。
Consumer expert Martin Lewis warns UK workers earning over £10,000 annually are losing "free money" by opting out of pension auto enrolment, which mandates employer contributions of at least 3% plus tax relief.
虽然工人可以选择退出,但他们永久丧失这些福利,从而由于复合增长损失而减少退休储蓄。
Though workers can opt out, they permanently forfeit these benefits, reducing retirement savings due to lost compound growth.
Lewis敦促检查工资单和优先考虑养老金,注意到每三年自动重新入学一次,并强调年轻工人往往忽视该制度。
Lewis urges checking payslips and prioritizing pensions, noting automatic re-enrolment every three years and highlighting that younger workers often overlook the system.