一位患有绝症癌症的新西兰人要求使用退休基金的规则是“harsh”,因为严格的死亡近似要求尽管患有严重疾病,但仍会引起压力。 A New Zealander with terminal cancer calls rules for accessing retirement funds "harsh," as strict death-proximity requirements cause stress despite severe illness.

一名患有绝症肠癌的新西兰男子说,获取其KiwiSave退休基金的严格规则过于苛刻,在情感上令人厌烦。 A New Zealand man with terminal bowel cancer says strict rules for accessing his KiwiSaver retirement funds are unnecessarily harsh and emotionally draining. 他诊断了第四阶段癌症,并作了为期三年的预测,他将退出过程描述为官僚主义和紧张,特别是在管理治疗、工作不稳定和财政压力时更是如此。 Diagnosed with stage four cancer and given a three-year prognosis, he describes the withdrawal process as bureaucratic and stressful, especially while managing treatment, job instability, and financial pressures. 他批评要求证明“死亡的迫切危险”——通常在12个月内——尽管无法工作和面临严重疾病。 He criticizes the requirement to prove an "imminent risk of death"—typically within 12 months—despite being unable to work and facing severe illness. 一个类似案件也根据同样的标准被驳回,尽管此人有终期诊断。 A similar case was denied under the same criteria, even though the person had a terminal diagnosis. 公共信托承认困难,并确认如果死亡迫在眉睫,根据严重疾病规则允许完全退出,但根据法律定义逐案作出决定。 Public Trust acknowledges the hardship and confirms full withdrawals are allowed under serious illness rules if death is imminent, but decisions are made case by case based on legal definitions.