越南主要银行HDBank在2025年的利润增长了27.4%,其驱动力是强劲增长、低劣贷款和成功的数字一体化。 HDBank, Vietnam's major bank, posted a 27.4% profit rise in 2025, driven by strong growth, low bad loans, and successful digital integration.

越南主要银行HDBank报告说,税前利润在2025年增长27.4%,达到21.3万亿越南盾(8.205亿美元),超过了目标,贷款和存款增长强劲,不良贷款比率低,为1.66%,资本充足率稳健,为16.7%。 HDBank, a major Vietnamese bank, reported a 27.4% rise in pre-tax profit to VND21.3 trillion ($820.5 million) in 2025, exceeding its target, with strong loan and deposit growth, a low non-performing loan ratio of 1.66%, and a robust capital adequacy ratio of 16.7%. 该银行的业务收入增长25.4%,这是由非利息收入激增所驱动的,它完成了DongA银行的合并,该银行改名为Vikki数字银行,第一年增加了210万多份应用程序下载。 The bank's operating income grew 25.4%, driven by a surge in non-interest income, and it completed the integration of DongA Bank, rebranded as Vikki Digital Bank, which gained over 2.1 million app downloads in its first year. 在超过2500万客户和94%的交易数字交易中,HDBank获得了穆迪的顶级信用评级升级,这表明了强大的金融健康和增长潜力。 With over 25 million customers and 94% of transactions digital, HDBank received a top-tier credit rating upgrade from Moody’s, signaling strong financial health and growth potential.