伯尼·桑德斯和唐纳德·特朗普都呼吁设定信用卡利率上限,以打击金融不平等。 Bernie Sanders and Donald Trump both call for capping credit card interest rates to combat financial inequality.

参议员伯尼·桑德斯(Bernie Sanders)与总统唐纳德·特朗普(Donald Trump)共同呼吁对信用卡利率设置上限, Senator Bernie Sanders has joined President Donald Trump in calling for a cap on credit card interest rates, citing extreme financial inequality and corporate concentration. Sanders强调,四家华尔街公司的资产占美国GDP的120%以上,而五家大银行和信用卡公司控制着近70%的交易,签证和总卡处理率超过80%。 Sanders highlighted that four Wall Street firms manage over 120% of U.S. GDP in assets, while five major banks and credit card companies control nearly 70% of transactions, with Visa and Mastercard handling over 80%. 他批评目前的制度,即消费者向联邦储备银行借款的平均利率比不到4%的银行还高近24far,而最富有的则是数十亿收益。 He criticized the current system, where consumers pay average rates near 24%—far above the less than 4% banks pay to borrow from the Federal Reserve—while the wealthiest gain billions. 桑德斯最初支持10%的上限利率,之后是15%的长期上限,他反对特朗普的一年期提案,认为这有误导性。 Sanders supports capping rates at 10% initially, followed by a long-term limit of 15%, opposing Trump’s one-year proposal as misleading. 他认为,改革将促进公平获得信贷的机会并减少掠夺性贷款。 He argues the reform would promote fair access to credit and reduce predatory lending.