澳大利亚婴儿潮人(现在80人)正通过裁员、馈赠和继承,迅速向年轻一代转移3.5万亿美元财富。 Australian baby boomers, now 80, are rapidly transferring $3.5 trillion in wealth to younger generations through downsizing, gifts, and inheritances.

澳大利亚婴儿潮人现已80岁,他们正在通过缩小住房规模和将资产转为现金和退休金来加速财富转移。 Australian Baby Boomers, now turning 80, are accelerating wealth transfer by downsizing homes and shifting assets to cash and superannuation. 给35-54岁成年人的父母礼物自2013-14年以来增长了23%,每年近25 000美元,55岁以上的人的遗产增加了103 000美元。 Parental gifts to adults aged 35–54 rose 23% since 2013–14 to nearly $25,000 annually, and inheritances for those over 55 increased by $103,000. 预计在今后二十年中,3.5万亿美元财富将传给后代。 A projected $3.5 trillion in wealth will pass to younger generations over the next two decades. 潮人拥有最高的家庭平均财富,近280万美元,财产占总财富的近70%。 Boomers hold the highest average household wealth at nearly $2.8 million, with property making up nearly 70% of total wealth. 55至64岁的财富峰值为250万美元。 Wealth peaks between ages 55 and 64 at $2.5 million. 年轻家庭,特别是25-34岁的年轻家庭,由于COVID后利率低,财富增长了63%,达到550 000美元,但不断上升的利率减少了自有收益,特别是低收入青年的自有收益。 Younger households, especially those aged 25–34, saw a 63% wealth rise to $550,000 due to low interest rates post-COVID, but rising rates have reduced homeownership gains, particularly among low-income youth. 澳大利亚的人均财富位居全球第五位,中位财富位居第二。 Australia ranks fifth globally in per capita wealth and second in median wealth.