PennyMac在2025年第4季度因预付款速度和原产地压力而错过了收入估计数,尽管全年收效有所改善。 PennyMac missed earnings estimates in Q4 2025 due to prepayment speeds and origination pressures, though full-year results improved.

PennyMac财务处报告说,2025年的Q4收入为每股197美元,缺估计数为126美元,收入为5.38亿美元,低于预期,尽管年收入增加14.4%。 PennyMac Financial Services (PFSI) reported Q4 2025 earnings of $1.97 per share, missing estimates by $1.26, and revenue of $538 million, below expectations, despite a 14.4% year-over-year revenue increase. 该公司列举了更快的预付款、最低分配额径流以及收入短缺的竞争性原产地压力。 The company cited faster prepayments, MSR runoff, and competitive origination pressures for the earnings shortfall. 它宣布季度红利为0.30美元,年收益为1.3%,低付款率为8.0%。 It declared a $0.30 quarterly dividend, with an annualized yield of 1.3% and a low payout ratio of 8.0%. 全年净收入增加61%,达到5.011亿美元,每股账面价值增加11%。 Full-year net income rose 61% to $501.1 million, and book value per share increased 11%. 股价下跌约22%, 收益后交易约97.40美元, 分析师维持着“货币购买”共识。 The stock fell about 22% post-earnings, trading around $97.40, with analysts maintaining a "Moderate Buy" consensus.