得克萨斯州的住房成本超过收入,使大多数租房者和许多房主陷入财政困境。 Texas housing costs outpace income, leaving most renters and many homeowners financially strained.

根据美国人口普查局2026年1月的数据,由于住房成本增长快于收入增长,得克萨斯州家庭在支付能力方面面临着越来越大的挑战。 Texas households face growing affordability challenges as housing costs outpace income growth, according to U.S. Census Bureau data from January 2026. 中等收入从2019年到2024年增长了3.1%,达到78 476美元,低于全国平均水平。 Median income rose 3.1% to $78,476 from 2019 to 2024, lagging behind the national average. 租房按实际价值计算增加了9.1%,超过一半的租房者——53现在成本负担沉重,将收入的30%以上花在住房上。 Rent increased 9.1% in real terms, and over half of renters—53%—are now cost-burdened, spending more than 30% of income on housing. 在房主中,由于保险和水电费上涨,29%的房主面临类似压力。 Among homeowners, 29% face similar strain, driven by rising insurance and utility costs. 尽管贫穷率略有下降,降至13.8%,教育程度有所提高——超过36%的25岁及25岁以上的成年人拥有学士学位——但由于人口迅速增长和就业增长,住房短缺使负担能力捉襟见肘。 Despite a slight drop in poverty to 13.8% and improved educational attainment—over 36% of adults aged 25 and older hold a bachelor’s degree—housing shortages from rapid population and job growth have strained affordability. 立法者通过了建筑改革,但倡导者说,低收入居民需要更多有针对性的援助。 Lawmakers passed construction reforms, but advocates say more targeted aid is needed for low-income residents.