超过3 300万美国房主现在完全拥有自己的房屋,比十年前的2 670万有所增加。 Over 33 million U.S. homeowners now own their homes outright, up from 26.7 million a decade ago.

根据美国人口普查局的数据,现在超过3 300万美国房主没有抵押贷款,约占所有房主的40%,比十年前的2 670万有所增加。 Over 33 million U.S. homeowners now have no mortgage, making up about 40% of all homeowners, up from 26.7 million a decade ago, according to U.S. Census Bureau data. 这一增长反映了越来越多的房主偿还贷款的速度快于新借款人偿还贷款的速度,而新借款人在住房使用期延长、股权不断提高、住房市场稳定以及金融纪律更加严格等因素的驱动下,正在接受贷款。 This rise reflects a growing number of homeowners paying off their loans faster than new borrowers are taking them on, driven by longer home tenures, rising equity, stable housing markets, and stronger financial discipline. 虽然多数房主仍持有抵押贷款,但越来越多的人获得无抵押贷款地位,标志着国家住房格局的转变。 While most homeowners still carry a mortgage, the increasing share achieving mortgage-free status signals a shift in the nation’s housing landscape.