由于风险上升,保险人正在气候脆弱地区撤出,威胁着可负担得起的保险范围。 Insurers are pulling back in climate-vulnerable areas due to rising risks, threatening affordable coverage.

保险公司日益限制最易受气候变化影响地区的保险覆盖面,反映出对金融风险的日益关切。 Insurance companies are increasingly restricting coverage in regions most vulnerable to climate change, reflecting growing concerns over financial risk. 随着极端天气事件越来越频繁和严重,保险公司正在利用先进数据评估风险,往往拒绝更新政策或在高风险地区大幅度提高保险费。 As extreme weather events become more frequent and severe, insurers are using advanced data to assess exposure, often declining to renew policies or raising premiums significantly in high-risk areas. 这一转变使人们担心,一些社区最终可能丧失获得负担得起的保险的机会,这表明工业对气候相关损失的容忍度可能受到限制。 This shift raises fears that some communities may eventually lose access to affordable insurance, signaling a potential limit to industry tolerance for climate-related losses.