印度将在2月1日提出银行管理法案,以促进银行改革、外国直接投资和问责制。 India to propose Banking Governance Bill in Feb. 1 budget to boost bank reform, FDI, and accountability.

印度政府可在2026年2月1日提出《银行管理法案》,即《联合预算》,通过加强治理、问责制和为大型项目融资的独立性,改革公共部门银行。 The Indian government may introduce the Banking Governance Bill in the February 1, 2026, Union Budget to reform public sector banks by enhancing governance, accountability, and independence in financing large projects. 该法案可以将外国直接投资上限提高到20%以上,并解决私营银行的薪酬和人才差距问题。 The bill could raise the FDI cap beyond 20% and address pay and talent gaps with private banks. 其原因是,银行部门有了强有力的改善,不良资产比率达十年之低,截至2025年9月,资本与风险加权资产比率为17.2%。 This comes amid strong banking sector improvements, with non-performing asset ratios at multi-decade lows and a capital-to-risk-weighted-assets ratio of 17.2% as of September 2025. 该法案仍在制定之中,它标志着莫迪总理第三个任期内的重大结构改革。 The bill, still under development, signals major structural reforms under Prime Minister Modi’s third term.