从2026年1月起,在美国,无保险驾驶可导致车辆被扣押、许可证被吊销以及由于州执法更加严格而导致费用增加。 As of January 2026, driving without insurance in the U.S. can lead to vehicle impoundment, license suspension, and higher fees due to stricter state enforcement.

根据2026年1月生效的州一级执法最新消息, 在美国没有第三方保险的驾驶者现在受到比交通罚款更严厉的处罚, 包括扣押车辆、吊销执照和更高的法庭费用。 Driving without third-party insurance in the U.S. now carries steeper penalties beyond traffic fines, including vehicle impoundment, license suspension, and higher court fees, according to new state-level enforcement updates effective January 2026. 当局报告说,执法部门和保险监管机构之间加强了协调,以查明未投保的驾驶员,在例行检查期间,自动系统标记车辆。 Authorities report increased coordination between law enforcement and insurance regulators to identify uninsured drivers, with automated systems flagging vehicles during routine checks.