Westpac NZ将其两年固定按揭利率提高到4.89%,在通货膨胀和借款成本不断上涨的情况下,主要银行的按揭利率最高。 Westpac NZ raised its two-year fixed mortgage rate to 4.89%, the highest among major banks, amid rising inflation and borrowing costs.

Westpap新西兰提高了大多数固定按揭利率,将两年利率提高到主要银行中最高的4.89,同时将其六个月固定利率降至4.49%,是市场最低的。 Westpac New Zealand has raised most fixed mortgage rates, increasing the two-year rate to 4.89%—the highest among major banks—while cutting its six-month fixed rate to 4.49%, the lowest in the market. 这些变化是由通货膨胀上升、劳动力市场强劲以及全球风险溢价所驱动的,标志着向更长期的更高借贷成本的转变。 The changes, driven by rising inflation, strong labor markets, and global risk premiums, signal a shift toward higher borrowing costs for longer terms. 短期利率仍然具有吸引力,但供资压力使折扣更难以保证,增加了回馈报价的价值。 Short-term rates remain attractive, but funding pressures make discounts harder to secure, increasing the value of cashback offers. 敦促消费者利用成本计算器和休息费等工具,对贷款总成本进行比较,因为利率的提高预计将在整个部门蔓延。 Consumers are urged to compare total loan costs using tools like calculators for fees and break fees, as rate hikes are expected to spread across the sector.