联合王国正在寻求公众投入,以弥合影响58%成年人的人寿保险差距。 The UK is seeking public input to close a life insurance gap affecting 58% of adults.

联合王国金融行为管理局正在寻求关于缩小保护差距的投入,58%的成年人没有生命、严重疾病或收入保护保险。 The UK's Financial Conduct Authority is seeking input on closing a protection gap, with 58% of adults lacking life, critical illness, or income protection insurance. 虽然市场提供稳定的定价和高债权接受率,但障碍包括认识低、可负担性低、混乱和销售过程有缺陷。 While the market offers stable pricing and high claims acceptance, barriers include low awareness, affordability, confusion, and flawed sales processes. 金融市场监管局的目标是改善获取和理解,加强产品转换,并将保护建议与更广泛的财务规划相结合. The FCA aims to improve access and understanding, enhance product switching, and integrate protection advice with broader financial planning. 2026年3月31日前应收到反馈,预计第三季度将提出最后报告。 Feedback is due by March 31, 2026, with a final report expected in the third quarter. 工业领导人支持合作努力,以扩大覆盖面,同时又不打乱一个正常运作的市场。 Industry leaders support collaborative efforts to expand coverage without disrupting a functioning market.