假冒学生身份的激增 正在花费美国纳税人 超过10亿美元 的欺诈性联邦学生援助。 A surge in fake student identities is costing U.S. taxpayers over $1 billion in fraudulent federal student aid.

不断增长的“幽灵学生”骗局正在利用被窃或伪造的身份来欺诈性地获得联邦学生贷款和援助,主要针对开放入学的社区学院。 A growing "ghost student" scam is using stolen or fake identities to fraudulently obtain federal student loans and aid, primarily targeting community colleges with open enrollment. Scammers利用在线学习和AI制造假应用程序, 往往让受害者不知不觉, 直到国税局要求偿还。 Scammers exploit online learning and AI to create fake applications, often leaving victims unaware until the IRS demands repayment. 美国教育部监察主任办公室已经调查了3.5亿多美元的欺诈案,有200多起在案案件和潜在损失超过10亿美元。 The U.S. Department of Education’s Office of Inspector General has investigated over $350 million in fraud, with more than 200 active cases and potential losses exceeding $1 billion. 在加利福尼亚州,2024年近三分之一的社区学院申请人被标记为欺诈,特拉华州社区学院等学校发现500多名假入学。 In California, nearly a third of community college applicants in 2024 were flagged as fraudulent, and schools like Delaware County Community College identified over 500 fake enrollments. 各机构正在采用S.A.F.E.等身份核实工具。 Institutions are adopting identity verification tools like S.A.F.E. 为应对这一问题,许多人缺乏资源,无法跟上不断演变的欺诈策略。 to combat the issue, but many lack resources to keep pace with evolving fraud tactics.