国家资本银行公司2025年的净收入增至703万美元,但由于贷款损失准备金增加,Q4收入降至166万美元。 National Capital Bancorp's 2025 net income rose to $7.03 million, but Q4 earnings fell to $1.66 million due to higher loan loss provisions.

国家资本银行公司报告,由于信贷损失准备金增加,2025年第四季度净收入为166万美元,即每股1.44美元,低于一年前的197万美元。 National Capital Bancorp reported fourth-quarter 2025 net income of $1.66 million, or $1.44 per share, down from $1.97 million a year earlier, due to higher credit loss provisions. 2025年全年净收入增至703万美元,即每股6.12美元,这是由于净利息收入增加和支出管理有力所致。 Full-year 2025 net income rose to $7.03 million, or $6.12 per share, driven by increased net interest income and strong expense management. 在存款增长和有利资产组合的支持下,本季度净利差改善至3.55%。 The net interest margin improved to 3.55% in the quarter, supported by deposit growth and a favorable asset mix. 总资产达到7.638亿美元,贷款和存款逐年上升。 Total assets reached $763.8 million, with loans and deposits rising year-over-year. 不良贷款占贷款总额的2.55%,其中140万美元为部分计费。 Non-performing loans rose to 2.55% of total loans, with $1.4 million in partial charge-offs. 该公司保持了强劲的资本水平,并宣布2026年2月26日应付每股股息0.21美元。 The company maintained strong capital levels and declared a $0.21 per share dividend, payable February 26, 2026.