JP摩根和美国银行将与2025-2028年出生的合格儿童“Trump账户”的1 000美元联邦存款相匹配,2026年7月4日启动。
JPMorgan and Bank of America will match the $1,000 federal deposit into "Trump Accounts" for eligible children born 2025–2028, launching July 4, 2026.
美国银行和摩根大通宣布将与美国相匹配. 对于2025年至2028年间出生的合格员工的孩子, 政府将最初向"特朗普账户"提供1000美元.
Bank of America and JPMorgan Chase declared they would match the U.S. For qualified employees' children born between 2025 and 2028, the government will initially contribute $1,000 to "Trump Accounts."
根据《一个大美人法案法》设立,这些账户的税收被推迟至18岁,从联邦存款开始投资于廉价的股票指数基金。
Established under the One Big Beautiful Bill Act, the accounts grow tax-deferred until the age of 18 and start with a federal deposit invested in inexpensive stock index funds.
家庭每年可缴款5 000美元,雇主可缴款2 500美元。
Families can contribute up to $5,000 annually, and employers can contribute up to $2,500.
签证局正在调查一个使这些账户能够获得信用卡奖励的特征。
Visa is investigating a feature that would enable these accounts to receive credit card rewards.
主要金融公司和私人捐助者支持该方案,该方案定于2026年7月4日启动;但批评者认为,该方案可能主要有利于富裕家庭,加剧不平等。
Major financial firms and private donors have backed the program, which is scheduled to launch on July 4, 2026; however, detractors contend that it may primarily benefit wealthier families and worsen inequality.