加拿大中央银行将利率稳定在2.25%,由于固定利率成本飞涨,导致可变利率抵押贷款上涨。 Canada's central bank keeps interest rates steady at 2.25%, sparking a rise in variable-rate mortgages due to soaring fixed-rate costs.

加拿大银行连续第二次会议将其关键利率保持在2.25%,原因是通货膨胀持续,劳动力市场强劲。 The Bank of Canada has held its key interest rate at 2.25% for the second consecutive meeting, citing persistent inflation and a strong labor market. 尽管经济出现冷却迹象,但官员们说,未来的利率决定将取决于收到的数据。 Despite economic cooling signs, officials say future rate decisions will depend on incoming data. 对此,加拿大的可变利率抵押贷款在2026年1月猛增至新抵押贷款的26%,从2024年的7%上升到2026年1月的26%,因为由全球债券波动驱动的不断上涨的固定利率成本使可变选择更具吸引力,尽管短期风险较高。 In response, variable-rate mortgages in Canada surged to 26% of new mortgages in January 2026, up from 7% in 2024, as rising fixed-rate costs—driven by global bond volatility—make variable options more attractive despite their higher short-term risk.