2026年初特朗普政府搬迁后,美国按揭利率短暂下降至6%以下,随后由于贸易紧张而上升,然后略有放松。 U.S. mortgage rates briefly dipped below 6% in early 2026 after a Trump administration move, then rose due to trade tensions before easing slightly.

美国2026年初的抵押贷款利率在6%至6.21%之间, 略低于近三年来的最低点, Mortgage rates in the U.S. swung between 6% and 6.21% in early 2026, briefly dipping below 6%—the lowest in nearly three years—after the Trump administration directed government-backed lenders to buy $200 billion in mortgage-backed securities. 随后,欧洲盟国对格陵兰的关税威胁引发了美国国库的出售,将10年的收益率推至4.3%,并提高了按揭利率。 A subsequent tariff threat against European allies over Greenland triggered a sell-off in U.S. Treasuries, pushing the 10-year yield to 4.3% and raising mortgage rates. 威胁被撤回后,产量有所缓解,但仍保持上升。 After the threat was withdrawn, yields eased but remained elevated. 分析家警告说,目前的贸易紧张局势和潜在的外国投资者出卖(包括丹麦的AkademikerPension)可能破坏市场稳定和提高利率。 Analysts warn that ongoing trade tensions and potential foreign investor sell-offs, including from Denmark’s AkademikerPension, could destabilize markets and push rates higher. 尽管动荡不定,但特朗普上任以来,利率从7.08%下降到6.17%,加上冷却通货膨胀和预期美联储削减利率。 Despite volatility, rates have fallen from 7.08% to 6.17% since Trump took office, supported by cooling inflation and expectations of Federal Reserve rate cuts.