履行机构敦促印度的2026年预算通过税收减免、保险修补和养老金改革增加储蓄。 SBI urges India's 2026 budget to boost savings with tax relief, insurance fixes, and pension reforms.

印度国家银行已敦促印度政府将银行存款减税、保险改革和养恤金制度的改进纳入2026年联邦预算。 The State Bank of India has urged the Indian government to include tax relief on bank deposits, insurance reforms, and pension system improvements in the 2026 Union Budget. 履行机构注意到银行存款占家庭财政储蓄的比例在25财政年度下降到35.2%,建议将利息税待遇与资本收益挂钩,将税收储蓄固定存款的锁定期缩短至三年,并取消或提高储蓄账户利息的TDS门槛值。 SBI noted a decline in bank deposits as a share of household financial savings to 35.2% in FY25 and recommended aligning interest tax treatment with capital gains, reducing the lock-in period for tax-saving fixed deposits to three years, and eliminating or raising the TDS threshold on savings account interest. 它还呼吁澄清投入服务分销商的GST规则,免除GST TDS的银行服务,特别是实时付款,并处理与索赔有关的广泛的保险投诉。 It also called for clarifying GST rules for Input Service Distributors, exempting banking services from GST TDS, especially for real-time payments, and addressing widespread claims-related insurance complaints. 该银行强调,有必要建立结构化的养恤金制度,规定最低保证付款额,以加强长期财政保障。 The bank emphasized the need for a structured pension system with a minimum guaranteed payout to strengthen long-term financial security.