预计2026年的汽车保险费将上升3%,但总体费率比去年下降10%以上。 Car insurance premiums are projected to rise 3% in 2026, but overall rates are down over 10% from last year.

预计2026年的汽车保险费将上涨3%,但汽车和家庭保险总费率与去年相比下降了10%以上,据储蓄资金专家Martin Lewis说。 Car insurance premiums in 2026 are projected to rise 3%, but overall rates for car and home insurance have dropped more than 10% compared to last year, according to Martin Lewis of Money Saving Expert. 尽管市场价格较低,但许多美国人由于自动续期和缺乏比较而超额支付。 Despite lower market prices, many Americans are overpaying due to automatic renewals and lack of comparison. 专家在续期前20至27天左右提供购物咨询,调整政策细节,如职称或超额水平,并利用远程信息应用程序降低保险费。 Experts advise shopping around 20 to 27 days before renewal, adjusting policy details like job titles or excess levels, and using telematics apps to reduce premiums. 在安全地点停车和避免自动续保也节省了费用。 Parking in secure locations and avoiding auto-renewal can also lead to savings. 消费者应该核查保险人的监管和政策条款, 以确保最佳价值。 Bundled policies aren’t always cheapest, and consumers should verify insurer regulation and policy terms to ensure the best value.