四分之一的被保险美国人保险不足,由于费用高昂而逃避照料。 Nearly 1 in 4 insured Americans are underinsured, avoiding care due to high costs.

根据最近的数据和专家,近四分之一有医疗保险的劳动适龄美国人保险不足,面临高可扣除额和自付费用,使他们无法寻求必要的医疗服务。 Nearly a quarter of working-age Americans with health insurance are underinsured, facing high deductibles and out-of-pocket costs that deter them from seeking necessary medical care, according to recent data and experts. 尽管覆盖面广,但许多医生因财政问题而推迟或跳过看病、开处方和提供预防服务,健康结果有可能恶化,长期费用较高。 Despite having coverage, many delay or skip doctor visits, prescriptions, and preventive services due to financial concerns, risking worsened health outcomes and higher long-term costs. 获得保险和负担得起的获得服务之间的差距越来越大,这凸显了当前保健计划中的系统性缺陷,特别是高减价选择,破坏了对覆盖面的预期保护。 This growing gap between having insurance and affordable access highlights systemic flaws in current health plans, particularly high-deductible options, undermining the intended protection of coverage.