伊利诺伊州最高法院裁定, 污染许可不能凌驾于保险排除之外, Illinois Supreme Court rules pollution permits don’t override insurance exclusions, affecting claims from regulated facilities like Sterigenics.

伊利诺伊州最高法院裁定,国家颁发的污染许可证并不推翻保险政策的排除条款,拒绝为污染相关索赔提供保险,甚至拒绝为威洛布鲁克等设施提供污染相关索赔,尽管其排放受到管制。 The Illinois Supreme Court ruled that state-issued pollution permits do not override insurance policy exclusions, denying coverage for pollution-related claims even for facilities like Sterigenics in Willowbrook, despite its emissions being regulated. 一致决定澄清,一般责任政策排除污染损害,而不论规章是否得到批准,强调这类风险需要有单独的污染责任政策。 The unanimous decision clarifies that general liability policies exclude pollution damage regardless of regulatory approval, reinforcing that separate pollution liability policies are needed for such risks. 该案起源于指控环氧乙烷排放引发癌症的诉讼,其中一起案件导致3.63亿美元的判决。 The case stems from lawsuits alleging ethylene oxide emissions caused cancer, leading to a $363 million verdict in one instance. 法院的裁决解决了下级法院相互矛盾的裁决,并将案件退回上诉,要求采取进一步行动。 The court’s ruling resolves conflicting lower court decisions and returns the case to appeals for further action.