2025年,罗马尼亚的按揭市场在较低利率和首次买主的驱动下增长了6.4%。 Romania's mortgage market grew 6.4% in 2025, driven by lower rates and first-time buyers.

罗马尼亚的按揭市场在2025年增长了6.4%,发放了92 100笔贷款,由布加勒斯特县和伊尔福夫县牵头,共占所有按揭贷款的近38%。 Romania's mortgage market grew 6.4% in 2025, with over 92,100 loans issued, led by Bucharest and Ilfov counties, which together accounted for nearly 38% of all mortgages. Timis和Cluj也出现强劲增长,而Constanñáa和Iasi则出现下降。 Timis and Cluj also saw strong growth, while Constanța and Iasi experienced declines. 这一增长是由首次买家和再融资驱动的,抵押贷款占住房交易的57%。 The increase was driven by first-time buyers and refinancing, with mortgage loans making up 57% of housing transactions. 到11月,贷款量逐年增长22%,预计2026年初利率下降将维持需求。 A 22% year-on-year rise in loan volume through November and lower interest rates in early 2026 are expected to sustain demand.