新墨西哥的医疗保健系统面临危机,因为高涨的病残保险费迫使医生和医院出院,特别是在农村地区。 New Mexico's healthcare system faces crisis as soaring malpractice premiums force doctors and hospitals out, especially in rural areas.

医疗保险费用升, 医生和医院不得不离开新墨西哥州, New Mexico’s healthcare system is under strain as soaring medical malpractice insurance premiums—up 63% in four years—drive doctors and hospitals to leave the state, with rural facilities like Union County General facing costs nearing $1 million annually. 没有惩罚性损害赔偿的上限(惩罚性损害赔偿由提供者直接支付,没有保险),许多医院难以支付保险,导致服务削减和招聘困难。 Without a cap on punitive damages, which are paid directly by providers and not covered by insurance, many hospitals struggle to afford coverage, leading to service cuts and recruitment difficulties. 立法者正在推动改革,包括规定惩罚性损害赔偿上限,提高裁定赔偿金的法律标准,以稳定司法系统,但反对派仍然对耐心正义感到关切。 Lawmakers are pushing for reforms, including capping punitive damages and raising the legal standard for awards, to stabilize the system, but opposition persists over concerns about patient justice. 虽然正在探讨一些解决办法,例如州际许可和贷款豁免,但专家们警告说,如果不采取行动,农村获得护理的机会将继续减少。 While some solutions like interstate licensing and loan forgiveness are being explored, experts warn that without action, rural access to care will continue to erode.