严酷的北极战线造成整个得克萨斯州的冷冻温度、停电和损坏,保险范围因保险政策而异。 A harsh Arctic front caused freezing temps, power outages, and damage across Texas, with insurance coverage varying by policy.

北极锋面给德克萨斯带来了冰冷的气温、结冰的道路、停电和倒下的树木，引发了对财产损失的担忧。 An arctic front has brought freezing temperatures, icy roads, power outages, and downed trees to Texas, raising concerns about property damage. 德克萨斯州保险部称,标准的房主保险通常包括冷冻管道和落树造成的突然、意外损坏,但保险范围因政策而异。 The Texas Department of Insurance states that standard homeowner’s insurance typically covers sudden, accidental damage from frozen pipes and falling trees, but coverage varies by policy. 建议政策持有者审查其覆盖范围,用照片记录损害情况,并及时报告索赔要求。 Policyholders are advised to review their coverage, document damage with photos, and report claims promptly. 有些除外情形可能适用,特别是对于长期断电或洪涝,这可能需要单独的洪涝保险。 Some exclusions may apply, especially for prolonged outages or flooding, which may require separate flood insurance.