一名联合王国妇女在18个月内通过严格编制预算、削减开支和与家人共同生活,偿还了16 000英镑的债务。 A UK woman paid off £16,000 in debt in 18 months by budgeting strictly, cutting expenses, and living with family.

一个来自肯特的31岁的孩子在18个月里还清了16,000英镑的债务,同时年收入不到30,000英镑,为此建立了严格的预算,削减了非必要的开支,并与家庭一起将房租降低到每月300英镑。 A 31-year-old from Kent paid off £16,000 in debt in 18 months while earning under £30,000 a year by creating a strict budget, cutting non-essential spending, and moving in with family to reduce rent to £300 monthly. 她通过在折扣商店购物、准备饭食、避免外出吃饭和购买衣物,每月节约700英镑。 She saved £700 a month by shopping at discount stores, meal prepping, and avoiding dining out and clothing purchases. 通过规划生活事件和利用电子表格跟踪支出情况,她到2020年4月结清了所有债务,现在又在财务纪律方面对其他人进行辅导,强调认识、问责制和有意使用金钱。 By planning for life events and using spreadsheets to track spending, she cleared all debts by April 2020 and now coaches others on financial discipline, emphasizing awareness, accountability, and intentional money use.