澳大利亚的家庭保险费在2025年上升14%,使800,000多所未投保或未投保的房屋保有不足。 Australian home insurance premiums rose 14% in 2025, leaving over 800,000 homes underinsured or uninsured.

澳大利亚人面临日益恶化的家庭保险危机,由于气候引起的灾害,2025年全国保险费上涨14%,新南威尔士州高达18%。 Australians face a worsening home insurance crisis, with premiums rising 14% nationally in 2025—up to 18% in NSW—due to climate-driven disasters. 超过80万套住房的保险不足或没有保险,包括300 000套抵押贷款,如果被摧毁,将面临财政崩溃的风险。 Over 800,000 homes are underinsured or uninsured, including 300,000 with mortgages, risking financial ruin if destroyed. 保险的过时可能引发昂贵的强迫地点保险和更高的未来费率。 Lapses in coverage may trigger costly forced-place insurance and higher future rates. Canstar分析发现,转换保险人每年可以节省平均住户766美元,在负担能力紧缺的情况下,这有可能减轻损失。 A Canstar analysis found switching insurers could save the average household $766 annually, offering a potential relief amid the affordability squeeze.