KS银行的家长KSBI将2025年的净收入翻了一番,达到940万美元,其驱动因素是贷款增长和信贷质量强劲。 KS Bank parent KSBI doubled its 2025 net income to $9.4 million, driven by loan growth and strong credit quality.

KS Bancorp, Inc.(KSBI),KS银行的家长,报告2025年净收入增加52%,从2024年的620万美元增加到940万美元,即每股8.44美元。 KS Bancorp, Inc. (KSBI), parent of KS Bank, reported a 52% increase in 2025 net income to $9.4 million, or $8.44 per share, up from $6.2 million in 2024. 第四季度,净收入增加了55%,达到260万美元,即每股231美元。 The fourth quarter saw a 55% net income rise to $2.6 million, or $2.31 per share. 受强劲的贷款需求和有纪律的资产负债表管理驱动,本季度净利息收入增长了24.3%,本年度增长了26.8%。 Net interest income grew 24.3% in the quarter and 26.8% for the year, driven by strong loan demand and disciplined balance sheet management. 总资产增加19%,达到8.226亿美元,贷款净额增加1.097亿美元,存款增加1.314亿美元。 Total assets rose 19% to $822.6 million, with net loans up $109.7 million and deposits increasing $131.4 million. 不良资产仍低于资产总额的0.20%,信贷损失备抵额为510万美元,即贷款的0.76%。 Nonperforming assets remained under 0.20% of total assets, and the allowance for credit losses was $5.1 million, or 0.76% of loans. 该公司保持了强劲的资本水平,宣布每股季度股息0.30美元,并将其业绩归功于客户信任、增长和良好的信用质量。 The company maintained strong capital levels, declared a $0.30 per share quarterly dividend, and attributed its performance to customer trust, growth, and sound credit quality.