现在,保险人可以向小企业和自营职业的工人提供低成本的PRPP,从而扩大几个省份的退休机会。 Insurers now can offer low-cost PRPPs to small-business and self-employed workers, expanding retirement access in several provinces.

标准生命,大西生命和其他保险公司已从OSFI获得联邦许可,管理聚合注册养老金计划 (PRPP),扩大小企业,自雇人士和联邦监管部门雇员的退休储蓄机会. Standard Life, Great-West Life, and other insurers have received federal licences from OSFI to administer Pooled Registered Pension Plans (PRPPs), expanding retirement savings access for workers at small businesses, self-employed individuals, and federally regulated sector employees. 在联邦和省级立法的推动下,PRPP提供了低成本的、便携式的退休计划,并共同管理,以减少收费。 PRPPs, enabled by federal and provincial legislation, offer low-cost, portable retirement plans with shared administration to reduce fees. 现在新斯科舍省、萨斯喀彻温省、不列颠哥伦比亚省和魁北克省都有这些计划,预计会有更多的省份加入。 The plans are now available in Nova Scotia, Saskatchewan, British Columbia, and Quebec, with more provinces expected to join. 这项举措旨在改善没有雇主赞助的养老金选择的加拿大人的退休保障。 This initiative aims to improve retirement security for Canadians lacking employer-sponsored pension options.