由于系统性职业和薪酬差距,联合王国妇女的养老金财富远远低于男子60岁。 UK women have far less pension wealth than men by 60 due to systemic career and pay disparities.

根据爱丁堡大学的一份报告,联合王国妇女60岁时的养恤金财富大大低于男子,男子平均拥有75,000英镑,而妇女有19,000英镑的固定缴款养老金。 Women in the UK have significantly less pension wealth than men by age 60, with men holding an average of £75,000 compared to women’s £19,000 in defined contribution pensions, according to a University of Edinburgh report. 造成这一差距的有系统因素,如终身收入较低、照料工作职业中断、兼职工作、无报酬家务劳动比例不平等——而不是缺乏经济信心。 The gap is driven by systemic factors like lower lifetime earnings, career interruptions for caregiving, part-time work, and unequal shares of unpaid domestic labor—not lack of financial confidence. 报告批评一种建立在线性职业模式基础上的养恤金制度,这种模式使妇女无法走上复杂的人生道路,敦促进行改革,支持公平的退休结果。 The report criticizes a pensions system built on linear career models that fail women’s complex life paths, urging reforms to support equitable retirement outcomes.