Bandhan Bank的净利润在问题3 FY26中下降了52%,原因是缺少一次性收益,但资产质量提高,存款和贷款增加。
Bandhan Bank's net profit dropped 52% YoY in Q3 FY26 due to missing a one-time gain, but asset quality improved and deposits and loans rose.
Bandhan银行在2026财年第三季度的净利润同比下降52%,至20.6亿卢比,主要原因是缺乏信用担保基金一次性的53.8亿卢比收入。
Bandhan Bank's net profit fell 52% year-on-year to ₹206 crore in Q3 FY26, mainly due to the absence of a one-time ₹538 crore income from a credit guarantee fund.
尽管营业利润下降了28.5%,但银行的资产质量有所改善,新人民币总值下降到3.33%,净新人民币下降到0.99%,同时出售了6 800块重压资产。
Despite a 28.5% drop in operating profit, the bank saw improved asset quality, with gross NPA falling to 3.33% and net NPA to 0.99%, aided by the sale of ₹6,800 crore in stressed assets.
存款增加了11%,达到1.57亿卢比,总预付款增长10%,达到1.45亿卢比,担保贷款现在占投资组合的56.7%。
Deposits rose 11% to ₹1.57 lakh crore, and gross advances grew 10% to ₹1.45 lakh crore, with secured loans now 56.7% of the portfolio.
按季度计算,净利润猛增84%,银行报告净利差略有上升,达到5.9%。
On a quarter-on-quarter basis, net profit surged 84%, and the bank reported a slight rise in net interest margin to 5.9%.