美国的住房可负担性表明,随着价格下跌和租金增长放缓,住房的可负担性早期有所改善,但高利率和投资者的强劲需求仍然限制着获得住房的机会。 U.S. housing affordability shows early improvement with falling prices and slower rent growth, but high rates and strong investor demand still limit access.

美国的住房负担能力显示出早期改善的迹象,住房价格在1月略有下降,房租上涨放缓,特别是在较小的市场。 Housing affordability in the U.S. shows early signs of improvement, with home prices declining slightly in January and rental increases slowing, particularly in smaller markets. 一项全国建筑商调查显示,问价下降了3%,这是一年来最大的一次,表明市场软化。 A national builder survey reported a 3% drop in asking prices, the largest in over a year, suggesting market softening. 然而,高按揭利率和投资者的强烈需求——特别是拥有大约40%的单身家庭租金的机构公司的需求——继续限制供应和限制负担能力,特别是对首次购买者而言。 However, high mortgage rates and strong investor demand—especially from institutional firms owning about 40% of single-family rentals—continue to limit supply and strain affordability, especially for first-time buyers. 尽管出现了这些趋势,但预计不会大幅削减费用,总体住房仍然是许多美国人的重大财政负担。 Despite these trends, no major rate cuts are expected, and overall housing remains a significant financial burden for many Americans.