印度黄金贷款NBFC在2027年之前将达到4万亿卢比的资产, Indian gold-loan NBFCs to hit Rs 4 lakh crore in assets by 2027, driven by rising gold prices and loan demand.

预计到2027年3月,印度的金贷款国家抵押信贷中心管理的资产将超过4百万卢比,年复合增长率为40%,加之黄金价格上升68%,由于收紧无担保信贷,对担保贷款的需求增加,以及即将出现的监管变化。 Indian gold-loan NBFCs are projected to exceed Rs 4 lakh crore in assets under management by March 2027, growing at a 40% compound annual rate, fueled by a 68% rise in gold prices, increased demand for secured loans due to tighter unsecured credit, and upcoming regulatory changes. 每个分支机构的业务在两年中增长了40%,每个分支机构的平均AUM达到14卢比。 Business per branch has risen 40% over two years, with average AUM per branch reaching Rs 14 crore. 部门扩张和伙伴关系推动增长,但持续业绩取决于强有力的风险管理,特别是在核实黄金纯度、重量和真实性方面。 Growth is driven by branch expansions and partnerships, but sustained performance depends on strong risk management, particularly in verifying gold purity, weight, and authenticity.