现在,Gen X在财产财富方面领先于繁荣者,但尽管住房价值和遗产不断提高,但面临财政压力。
Gen X now leads Boomers in property wealth, but faces financial strain despite rising home values and inheritance.
根据KPMG对澳大利亚统计局数据的分析,十代婴儿潮人已经超过澳大利亚最富有的一代,在财产财富方面为澳大利亚最富有的一代,住房和土地方面平均为145.5万美元。
Generation X has surpassed Baby Boomers as Australia’s wealthiest generation in terms of property wealth, averaging $1.455 million in housing and land, according to a KPMG analysis of ABS data.
这一转变的驱动因素是住房价值不断提高、长期拥有住房、以及随着潮流的缩小而代代相传的财富转移。
This shift is driven by rising home values, long-term homeownership, and generational wealth transfers as Boomers downsize.
尽管平均净值较高,但由于抵押利率高和流动资产有限,许多Gen Xers公司面临财政压力。
Despite higher average net worth, many Gen Xers face financial strain due to high mortgage rates and limited liquid assets.
千一代因房地产债务而落后, 年轻人则在低利率时期财富增长, 但现在面临负担能力挑战.
Millennials lag behind, hindered by property debt, while younger adults saw wealth rise during low-rate years but now face affordability challenges.
报告预测今后二十年将进行3.5万亿美元的财富转移,引起对不平等日益加剧的关切。
The report projects a $3.5 trillion wealth transfer over the next two decades, raising concerns about growing inequality.