联合王国首次购房者平均需要23 000英镑的存款,全国储蓄需要将近六年时间。 First-time UK homebuyers need an average £23,000 deposit, with savings taking nearly six years nationally.

联合王国的首次购买者平均需要23 000英镑才能获得10%的存款,费用从东北部的13 100英镑到伦敦的44 800英镑不等。 First-time buyers in the UK need an average £23,000 for a 10% deposit, with costs ranging from £13,100 in the North East to £44,800 in London. 储蓄净收入的10%可能在全国需要近六年时间,在伦敦最多需要九年时间。 Saving 10% of net income could take nearly six years nationally, up to nine in London. 超过三分之一的买家在2024-25年从家人或朋友那里得到财政援助。 Over a third of buyers received financial help from family or friends in 2024–25. 对于从事低薪工作的工人来说,支付抵押贷款可能消耗50%的实得工资。 Mortgage payments may consume up to 50% of take-home pay for workers in lower-paying jobs. 随着收入增长快于房价和利率略微下降,全国范围的可负担性预计会略有改善。 Nationwide expects modest affordability improvements as incomes grow faster than house prices and interest rates decline slightly.