韩国银行在情绪和政府债务控制改善的推动下, 于2026年初放松贷款规则。 South Korea's banks are easing lending rules in early 2026, driven by improved sentiment and government debt controls.

预计韩国银行将在2026年初放宽贷款标准,韩国银行的调查显示,贷款态度指数从21年上升到8年,连续四季度超过零。 South Korean banks are expected to ease lending standards in early 2026, with the Bank of Korea survey showing a lending attitude index rising to 8 from -21, marking four consecutive quarters above zero. 抵押贷款情绪急剧改善,从-44上升至6,而家庭和企业贷款态度也得到加强。 Mortgage lending sentiment improved sharply, jumping from -44 to 6, while household and business loan attitudes also strengthened. 自2025年11月以来,中央银行将基准利率保持在2.50%不变。 The central bank kept its benchmark rate at 2.50% unchanged since November 2025. 这些转变是继政府采取措施管理不断上升的家庭债务、特别是住房市场债务之后进行的。 These shifts follow government measures to manage rising household debt, particularly in the housing market.