菲律宾银行的不良贷款到2025年11月降至3.32%, Philippine banks' nonperforming loans fell to 3.32% by November 2025, driven by stronger lending and better credit management.

菲律宾银行的不良贷款比率在2025年11月下降到3.32%,是两个月来最低的,原因是利率降低,贷款增长强劲,信贷管理得到改善。 Philippine banks' nonperforming loan ratio fell to 3.32% by November 2025, the lowest in two months, driven by lower interest rates, stronger loan growth, and improved credit management. 尽管坏账贷款增加到544.86亿比索,但是由于贷款组合逐年增长11.49%,这一比率有所下降。 Despite a rise in bad loans to P544.86 billion, the ratio declined due to a 11.49% year-on-year increase in the loan portfolio. 贷款损失准备金上升,覆盖率提高到94.92%。 Loan loss reserves rose, boosting coverage to 94.92%. 银行资产总额达到28.722万亿比索,每年增长7.44%,而贷款和投资增加是其推动因素。 Total bank assets reached P28.722 trillion, up 7.44% annually, fueled by growing loans and investments.