Capital One在误导客户关于储蓄账户利率后，同意4.25亿美元的和解和利率调整。 Capital One agrees to a $425 million settlement and rate correction after misleading customers about savings account interest rates.

Capital One已同意赔偿4.25亿美元，原因是其误导客户关于其360储蓄账户利率的指控。 Capital One has agreed to a $425 million settlement over claims it misled customers about interest rates on its 360 Savings accounts. 银行在广告中宣布这些账户提供高、有竞争力的利率,但在2022年国家利率上升期间,银行保持360个储蓄率低水平,同时提供了几乎相同的产品360个绩效储蓄,利率高出14倍。 The bank advertised the accounts as offering high, competitive rates, but during rising national rates in 2022, it kept 360 Savings rates low while offering a nearly identical product, 360 Performance Savings, with rates up to 14 times higher. 明尼苏达州和其他17个州拒绝了它们认为不适当的先前和解。 Minnesota and 17 other states rejected an earlier settlement they deemed inadequate. 新协定要求 " 资本一 " 使两个账户之间的利率相等,并随着时间的推移向客户提供额外利息约5.3亿美元,以纠正误导做法。 The new agreement requires Capital One to equalize rates between the two accounts and provide an estimated $530 million in additional interest to customers over time to correct the misleading practices.