ICICI银行的利润下降4%,原因是尽管贷款、存款增加,资产质量提高,但RBI贷款分类问题使准备金翻了一番。 ICICI Bank's profit dipped 4% due to doubled provisions from RBI loan classification issues, despite stronger loans, deposits, and improved asset quality.

ICICI银行的独立净利润年同比下降4%,到2025年12月终了季度降至1 318亿卢比。 预测缺失的原因是,经过RBI监督审查,发现农业贷款被错误地归类为优先部门,需要额外资金,使准备金翻了一番以上,达到255.6亿卢比。 ICICI Bank's standalone net profit fell 4% year-on-year to 113.18 billion rupees for the quarter ended December 2025, missing forecasts, due to a more than doubling of provisions to 25.56 billion rupees following an RBI supervisory review that found agricultural loans were inaccurately classified as priority sector, requiring additional provisions. 尽管利润下降,但净利息收入上升了7.7%,贷款和存款增加,资产质量提高,国民生产总值下降到1.53%。 Despite the profit decline, net interest income rose 7.7%, loans and deposits grew, and asset quality improved with gross NPAs falling to 1.53%. 该银行确认了CEOSandeep Bakhshi的再任命,从2026年10月开始,任期两年。 The bank confirmed CEO Sandeep Bakhshi’s reappointment for a two-year term starting October 2026.