航空保险费用因通货膨胀、飞机老化和索赔增加而上涨,尽管回收和新技术也不断增长。 Airline insurance costs rise due to inflation, aging planes, and rising claims, despite recovery and new tech.

航空保险索赔费用的上升是由通货膨胀、人员短缺、供应链延误和复杂修理造成的,老式飞机和昂贵的复合材料增加了全部损失风险。 Rising claims costs in airline insurance are driven by inflation, staffing shortages, supply chain delays, and complex repairs, with older aircraft and costly composite materials increasing total loss risks. 心理伤害索赔和超过1000万美元的“核裁决”推高了赔付金额，而人工智能虽然有助于管理，但无法替代技术工人。 Psychological harm claims and "nuclear judgements" exceeding $10 million are pushing payouts higher, while AI aids administration but can’t replace skilled workers. 尽管大面积恢复,客运和货运量增加,特别是亚洲太平洋地区,但保险人警告目前的风险模式可能不够充分。 Despite post-pandemic recovery and growth in passenger and cargo volumes—especially in Asia Pacific—insurers warn current risk models may be inadequate. AI、IOT等数字工具以及预测性维护正在改善风险管理,但网络威胁和不断演变的法规正在增加对商业、私人和空间航空专门覆盖的需求。 Digital tools like AI, IoT, and predictive maintenance are improving risk management, but cyber threats and evolving regulations are increasing demand for specialized coverage across commercial, private, and space aviation.