总理保险在2025年10月倒闭,导致16 000名英国投保人暴露;现在采取行动避免罚款。 Premier Insurance collapsed in Oct 2025, leaving 16,000 UK policyholders uncovered; act now to avoid fines.

2025年10月,为英国司机和小企业服务的一家直布罗陀承保公司 " 首席保险公司有限公司 " 倒闭,约有16 000名投保人没有保险。 Premier Insurance Company Ltd, a Gibraltar-based insurer serving UK drivers and small businesses, collapsed in October 2025, leaving about 16,000 policyholders without coverage. 该公司于2025年1月停止制定新政策,并于2025年12月1日前终止所有现行政策,其余政策将于2026年1月到期。 The company ceased writing new policies in January 2025 and terminated all existing policies by December 1, 2025, with remaining policies set to expire by January 2026. 金融行为管理局警告驾驶员立即获得新的保险,因为没有保险的营运可导致最高300英镑的罚款、6个罚款点和扣押车辆。 The Financial Conduct Authority warns drivers to secure new insurance immediately, as operating without coverage can result in fines up to £300, six penalty points, and vehicle seizure. 金融服务补偿计划为符合资格的索赔提供了有限的保护,但没有涵盖全部政策价值。 The Financial Services Compensation Scheme is providing limited protection for eligible claims but does not cover full policy value. 受影响的顾客应确认他们在经纪人中的地位,并迅速采取行动避免法律和财务风险。 Affected customers should confirm their status with brokers and act quickly to avoid legal and financial risks.