2025年11月,菲律宾银行的贷款增长放缓到10.3%约伊,其驱动因素是消费信贷增加,评级稳定,预期利率将下降。 Philippine banks' loan growth slowed to 10.3% YoY in Nov 2025, driven by rising consumer credit, with stable ratings and expected rate cuts ahead.

菲律宾银行的贷款在2025年11月逐年稳步增长10.3%,这是自2024年6月以来最慢的步伐,消费者信贷激增,尤其是信用卡和汽车贷款。 Philippine banks saw steady loan growth of 10.3% year-on-year in November 2025, the slowest pace since June 2024, with consumer credit surging, especially in credit cards and auto loans. 尽管一场腐败丑闻影响了经济信心,促进了4%的Q3国内生产总值增长率,但惠誉公司仍对银行业保持BBB评级,理由是情况稳定,预计到2027年增长5。 Despite a corruption scandal affecting economic confidence and contributing to a 4% Q3 GDP growth rate, Fitch Ratings maintains a BBB- rating for the banking sector, citing stable conditions and projected 5%+ growth through 2027. 在Bangko Sentral ng Pilipinas的持续需求和潜在的进一步货币宽松的支持下,贷款扩张仍然温和,可能于2026年初将利率削减25-50个基点。 Loan expansion remains moderate, supported by ongoing demand and potential further monetary easing by the Bangko Sentral ng Pilipinas, which may cut rates by 25–50 basis points in early 2026.