Jporgan Chase在贸易和贷款强劲增长的推动下,打破了2025年Q4的预期收入,并宣布了新的苹果信用卡交易。
JPMorgan Chase beat earnings expectations in Q4 2025, driven by strong trading and loan growth, and announced a new Apple credit card deal.
摩根大通公布调整后的第四季度每股收益为5.23美元,超出预期,主要得益于市场波动中股权和固定收益强劲交易带来的市场收入增长17%。
JPMorgan Chase reported adjusted fourth-quarter earnings of $5.23 per share, exceeding expectations, driven by a 17% increase in market revenue from strong equity and fixed income trading amid market volatility.
净利息收入增长7%,达到251亿美元,平均贷款增长9%,银行预测2026年的利息收入约为950亿美元,不包括市场。
Net interest income increased by 7% to $25.1 billion, with average loans increasing by 9%, and the bank forecasts interest income of around $95 billion excluding markets in 2026.
尽管投资银行手续费下降了5%,JP摩根仍是按交易价值计算世界上最大的投资银行,就Warner Bros Discovery827亿美元的Netflix收购等重大交易提供咨询。
Despite a 5% drop in investment banking fees, JPMorgan remained the world's largest investment bank by deal value, advising on major transactions such as Warner Bros Discovery's $82.7 billion Netflix acquisition.
该银行还宣布与苹果公司建立新的信用卡伙伴关系,并为信贷损失预留22亿美元。
The bank also announced a new credit card partnership with Apple and set aside $2.2 billion for credit losses.
盘前交易中,股价略有上涨,显示经济韧性,但外界仍对潜在监管变化的担忧,例如拟议的信用卡利率上限10%。
Shares rose slightly in premarket trading as the results showed economic resilience, but concerns remain about potential regulatory changes, such as a proposed 10% cap on credit card interest rates.