2026年,随着市场稳定,佛罗里达房主的保险费平均下降8.7%。 Florida homeowners see average 8.7% premium drop in 2026 as market stabilizes.

从2026年春季开始,佛罗里达州公民财产保险投保的房主的平均保险费将下降8.7%,超过150 000名投保人得到10%或以上的削减。 Starting in spring 2026, Florida homeowners insured by Citizens Property Insurance will see an average premium drop of 8.7%, with over 150,000 policyholders receiving cuts of 10% or more. 南佛罗里达州,包括迈阿密-达德州、布罗沃德州和棕榈滩州,将减少幅度最大,平均为11.9%至14.1%,这是在侵权行为改革和竞争加剧之后更广泛市场稳定的一部分。 South Florida counties, including Miami-Dade, Broward, and Palm Beach, will see the largest reductions, averaging 11.9% to 14.1%, as part of broader market stabilization following tort reforms and increased competition. 由于更多的私人保险公司进入市场,在降低费率之后,公民投保人人数下降到14年来最低的40万。 The rate cuts follow a decline in Citizens’ policyholder count to 400,000—its lowest in 14 years—due to more private insurers entering the market.