停止对ACA计划的联邦大流行病补贴,导致保险费大幅上涨和保险覆盖率风险。 Federal pandemic subsidies for ACA plans ended, causing major premium hikes and coverage risks.

2025年底到期的联邦可负担照护法补贴可能会导致市场计划的溢价高达114%,许多中收入美国人面临急剧增长,特别是在高成本地区。 Federal Affordable Care Act subsidies set to expire at the end of 2025 could cause premiums on marketplace plans to surge by up to 114%, with many middle-income Americans facing steep increases, especially in high-cost areas. 如果不延长保险期,数以百万计的人可能失去保险,或转而采用较不全面的计划,从而可能发生保险不足和长期成本较高的风险。 Without extension, millions may lose coverage or switch to less comprehensive plans, risking underinsurance and higher long-term costs. 虽然众议院通过了三年的延长,但参议院正在考虑一项较短、范围较窄的计划,造成不确定性。 While the House passed a three-year extension, the Senate is considering a shorter, narrower plan, creating uncertainty. 专家们警告说,如果不解决导致保健费用上涨的根本原因,如缺乏竞争和供应商定价过高等,补贴的延长只会推迟不可避免的可负担性危机。 Experts warn that without addressing underlying drivers of rising health care costs—such as lack of competition and inflated provider pricing—subsidy extensions only delay inevitable affordability crises.