一名澳大利亚妇女出租的汽车被水牛损坏,旅行保险支付将近5 000美元的费用。 An Australian woman’s rental car was damaged by a buffalo, costing nearly $5,000 in fees covered by travel insurance.

北部地区一名76岁的澳大利亚妇女卷入了一起代价高昂的事件,当时一艘水牛向她的出租汽车收费,造成重大损坏,并造成将近5 000美元的超额费用,这笔费用由她的旅行保险支付。 A 76-year-old Australian woman in the Northern Territory was involved in a costly incident when a buffalo charged her rental car, causing major damage and triggering nearly $5,000 in excess fees—covered by her travel insurance. 这一事件凸显出越来越多的关切,即只有41%的澳大利亚人购买国内旅行保险,尽管平均国内索赔额达2 376美元,比国际索赔额高出近500美元。 The event highlights growing concerns that only 41% of Australians buy insurance for domestic trips, despite average domestic claims reaching $2,376—nearly $500 more than international ones. 数据显示,在《医疗保健计划》不适用的地方,租船损坏、取消旅行和游轮医疗费用不断上涨。 Data shows rising costs from rental damage, trip cancellations, and medical care on cruise ships, where Medicare does not apply. 专家强调,虽然医疗保险支付医疗费用,但并不包括车辆损坏或交通中断等非医疗风险,因此旅行保险甚至对当地旅行也是必不可少的。 Experts stress that while Medicare covers medical costs, it does not cover non-medical risks like vehicle damage or trip disruptions, making travel insurance essential even for local travel.