RBI官员警告数字化会增加金融风险,敦促实时监督和加强技术治理。 RBI official warns digitalization heightens financial risks, urging real-time oversight and stronger tech governance.

印度储备银行副行长Swaminathan J警告说,快速数字化正在加速金融风险,要求银行和监管机构从传统监督转向近实时监督。 Reserve Bank of India Deputy Governor Swaminathan J warned that rapid digitalization is accelerating financial risks, requiring banks and regulators to shift from traditional oversight to near real-time supervision. 他强调继续遵守规定,加强对第三方技术提供者的监督,并对AI系统进行强有力的治理,以应对网络攻击、系统性集中风险和偏向算法等新出现的威胁。 He emphasized continuous compliance, stronger oversight of third-party tech providers, and robust governance of AI systems to address emerging threats like cyberattacks, systemic concentration risks, and biased algorithms. RBI强调,创新必须与问责制、透明度和客户信任相平衡,敦促对监督采取积极主动的、全生态系统做法。 The RBI stressed that innovation must be balanced with accountability, transparency, and customer trust, urging a proactive, ecosystem-wide approach to supervision.