2026年1月12日启动的房贷友好盾牌为抵押贷款申请人提供了快速、低成本的收入保护。 Mortgage Friendly Shield launched Jan. 12, 2026, offering quick, low-cost income protection for mortgage applicants.

国家友好和Iress于2026年1月12日推出抵押贷款友好盾,通过交易所和Xplan抵押贷款平台为抵押贷款顾问提供非承销收入保护产品. National Friendly and Iress launched Mortgage Friendly Shield on January 12, 2026, offering mortgage advisers a non-underwritten income protection product via The Exchange and Xplan Mortgage platforms. 该三级计划从每月10英镑开始,在事故或疾病发生后三个月内每月提供不超过2,250英镑的短期收入福利,从14天内开始支付。 The three-tier plan, starting at £10 monthly, provides short-term income benefits up to £2,250 per month for up to three months after accidents or sickness, with payments beginning within 14 days. 它包括最多3 000英镑的骨折,最多1 000英镑的康复支助,以及最多85 000英镑的事故死亡抚恤金和2 500英镑的两年等待期后自然死亡抚恤金。 It includes fracture cover up to £3,000, rehabilitation support of up to £1,000, and death benefits of up to £85,000 for accidents and £2,500 for natural death after a two-year waiting period. 政策持有者通过数字保健服务获得24/7的虚拟GP、牙科、理疗、咨询和与抵押贷款有关的法律咨询。 Policyholders gain access to 24/7 virtual GP, dental, physiotherapy, counselling, and mortgage-related legal advice through digital health services. 该产品旨在扩大那些被排除在传统计划之外的人获得保护的机会,支持顾问在抵押贷款协商期间提供全面咨询意见。 The product aims to expand protection access for those excluded from traditional plans, supporting advisers in delivering comprehensive advice during mortgage consultations.