专家说,削减未用订阅额可能会给英国工人养老金增加37 000英镑。
Cutting unused subscriptions could add £37,000 to a UK worker’s pension over time, experts say.
根据《标准生命》,取消未使用的每月订阅费,如流线服务和健身馆会员资格,随着时间的推移,相当于联合王国工人养老金的37 000英镑。
Canceling unused monthly subscriptions like streaming services and gym memberships could add up to £37,000 to a UK worker’s pension over time, according to Standard Life.
平均每月花费近40英镑来支付被遗忘的直接借方,并将这笔钱转用于养恤金——特别是税收减免和复合增长——可大大促进退休储蓄。
The average person spends nearly £40 a month on forgotten direct debits, and redirecting that money into a pension—especially with tax relief and compound growth—can significantly boost retirement savings.
对于22岁收入为25 000英镑的25 000英镑的人来说,这一变化可能会将他们的养恤金从21万英镑增加到247 000英镑。
For a 22-year-old earning £25,000, this change could increase their pension from £210,000 to £247,000.
专家建议1月审查订阅情况,以避免处罚,改善长期财政保障。
Experts recommend reviewing subscriptions in January to avoid penalties and improve long-term financial security.