RBI首席敦促各银行在欺诈损失不断上升的情况下,通过AI和实时监测加强欺诈辩护。 RBI chief urges banks to boost fraud defense with AI and real-time monitoring amid rising fraud losses.

印度储备银行行长Sanjay Malhotra敦促银行加强合作,打击数字欺诈,强调欺诈交易减少,但欺诈价值总额上升。 Reserve Bank of India Governor Sanjay Malhotra urged banks to strengthen collaboration to combat digital fraud, highlighting a drop in fraud transactions but a rise in total fraud value. 他强调分享AI工具,如MuleHunter.ai,每月检测到大约20,000个骡子账户,并强调需要使用SupTech和AI进行实时监督,同时保持人力监督。 He emphasized shared AI tools like MuleHunter.ai, which detects around 20,000 mule accounts monthly, and stressed the need for real-time supervision using SupTech and AI while maintaining human oversight. RBI侧重于公平的消费者结果、改善数据共享和系统稳定性,而不是惩罚性执法,2025年采取了38项行动,并减少了处罚。 The RBI is focusing on fair consumer outcomes, improved data sharing, and system stability over punitive enforcement, with 38 actions in 2025 and reduced penalties.